Yeah even if he came back next year and kinda wanted to play again, he will leave a lasting impression and make more change by NOT coming back.
Showing just how short of a shelf life you have in the NFL, encouraging guys to bank that cash and get out while they are still functional.
I mean if this was a RB cashing out and quitting at 30 would we 2nd guess it? That's about when we are all ready for them to be cut. QBs, especially good ones can have another 10 years in them, but Luck just made 4-5th year QBS outrageously expensive. They are going to be looking for STUPID huge payouts once they finish that rookie deal, and stop expecting that another contract will come after this one.
This move is going to change the financial market in the NFL, mark my words.